Fintok

Tokenized corporate bonds, end to end

Fintok lets issuers raise capital by issuing corporate bonds as regulated on-chain tokens, and lets investors buy, stake, and redeem them for fiat — with compliance, custody, and settlement handled by the platform.

Explore the live pilot →Talk to us

How it works

  1. 1

    Onboard

    Investors complete KYC once; issuers are verified and whitelisted to participate.

  2. 2

    Buy

    Investors buy restricted bond tokens for fiat at the emission's nominal price.

  3. 3

    Stake

    Tokens are staked into a fixed-term bond product with a set APR and tenor.

  4. 4

    Settle / coupon

    At maturity the product settles on-chain; interest accrues per the emission's terms.

  5. 5

    Payout

    Principal and interest are paid back to the investor's bank account in fiat.

For issuers

Digitize a bond issuance, manage the whitelist of eligible investors, and automate settlement and coupon accounting — without running blockchain infrastructure yourself.

For investors

Onboard once, invest fiat into fixed-term bond products, track your portfolio, and receive principal and interest back to your bank account at maturity.

Why we run a live pilot

invest.umte.ch is a small, real-money pilot of the Fintok platform. It exists to:

Validate the product
Prove the end-to-end tokenized-bond flow with real users and small real money.
Demonstrate features to clients
Show new capabilities to issuers and investors in a live environment.
Low-stakes onboarding
Build confidence in a novel technology before larger commitments.
Visit the pilot at invest.umte.ch →
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